There Are Solutions

Medicaid Planning

I often share an experience that had a significant impact on me. One of those experiences was meeting with a loving husband who was trying to take care of a spouse who had profound Alzheimer’s. He was exhausted and could no longer care for her alone. His own health...

How Can We Care for the Caregivers?

Medicaid Planning

Imagine you are responsible for the care of a spouse or parent with dementia. He does not recognize you. He needs help dressing or toileting, but his innate modesty causes him to fight attempts to help. In fact, occasionally he reacts aggressively or even violently,...

The Worth of Values vs. Valuables

Long Term Care Planning

Previously I have written about the heartbreak I see in some seniors who feel as if they are nothing more than a source of money or assets to those who they leave behind when they pass. No estate can exceed the blessing of the lives and lessons we learn from those who...

What is Long Term Care?

Long Term Care Planning, Medicaid Planning

In my presentations, I stress the importance of preparing for “long term care” needs.  Long term care is not about hospitalization. In fact, it is not really even about medical care.  It is about the inability to provide for one’s basic personal needs, often called...

 How Can I Pay for Long Term Care?

Long Term Care Planning

The statistics are intimidating. Seventy percent (70%) of seniors will need some form of long-term care. Neither Medicare nor the typical health insurance policy provides coverage for this need. Yet the costs can reach, or even exceed, ten thousand dollars a month. So...

Is it Medicare or Medicaid?

Medicaid Planning

*Note: We so appreciate the overwhelming response to our free, no obligation presentations. We have several presentations scheduled, many full with waiting lists. We are looking for ways we can accommodate more of you and still provide the comfortable setting we feel...