[et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.22.2″ _module_preset=”default”][et_pb_row _builder_version=”4.22.2″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.22.2″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.22.2″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n
In recent columns, I have been addressing how a senior must qualify before Medicaid will assist with the cost of long-term care.\u00a0 <\/span>One requirement is to establish financial necessity, which requires a review of the Medicaid applicant\u2019s assets and<\/span> monthly income.\u00a0 <\/span>Today\u2019s column will address the income requirement to qualify for Medicaid.\u00a0<\/p>\n Currently, a senior applicant must have a monthly income of $2523 or less to qualify for Medicaid long term care assistance.\u00a0 <\/span>Typically, most of that income will be applied towards the cost of care, with Medicaid paying for the remainder of the cost.\u00a0<\/p>\n There are multiple ways in which an applicant\u2019s income may be calculated.\u00a0 <\/span>Idaho\u2019s Department of Health and Welfare, the department charged with implementing Medicaid for Idaho recipients, will apply the standard most beneficial to the applicant.<\/p>\n Not surprisingly, the first method is to simply look at the gross income of the individual. If it is less than the income limit, the income requirement is met.\u00a0 <\/span>Significantly, the income of the applicant\u2019s spouse is not<\/span> counted.<\/p>\n Alternatively, Medicaid will look at the combined income of a married couple and attribute half of the total income to the applicant.\u00a0 <\/span>Again, if the attributed amount is less than the monthly limit, the income requirement is met.<\/p>\n Finally, if an applicant is eligible for Medicaid assistance, there may still be circumstances in which the income of the non-applicant spouse is so low that the non-applicant spouse will be left impoverished if the applicant spouse\u2019s income is used for that spouse\u2019s own care.\u00a0 <\/span>In such cases, the non-applicant spouse will be entitled to receive some of the income of the applicant spouse.\u00a0<\/p>\n There may be some situations in which the income of the applicant is over the income limit.\u00a0 <\/span>Yet, but for this one issue, Medicaid may still be the most appropriate (or only) option to receive long term care assistance.\u00a0 <\/span>There is a way to qualify for Medicaid assistance, even if the applicant\u2019s income is over the income limit.\u00a0 <\/span>I will address this option next column.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" In recent columns, I have been addressing how a senior must qualify before Medicaid will assist with the cost of long-term care.\u00a0 One requirement is to establish financial necessity, which requires a review of the Medicaid applicant\u2019s assets and monthly income.\u00a0 Today\u2019s column will address the income requirement to qualify for Medicaid.\u00a0 Currently, a senior […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[19],"tags":[20,65,75],"_links":{"self":[{"href":"https:\/\/wrightlawidaho.com\/wp-json\/wp\/v2\/posts\/377204"}],"collection":[{"href":"https:\/\/wrightlawidaho.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wrightlawidaho.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wrightlawidaho.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wrightlawidaho.com\/wp-json\/wp\/v2\/comments?post=377204"}],"version-history":[{"count":2,"href":"https:\/\/wrightlawidaho.com\/wp-json\/wp\/v2\/posts\/377204\/revisions"}],"predecessor-version":[{"id":377206,"href":"https:\/\/wrightlawidaho.com\/wp-json\/wp\/v2\/posts\/377204\/revisions\/377206"}],"wp:attachment":[{"href":"https:\/\/wrightlawidaho.com\/wp-json\/wp\/v2\/media?parent=377204"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wrightlawidaho.com\/wp-json\/wp\/v2\/categories?post=377204"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wrightlawidaho.com\/wp-json\/wp\/v2\/tags?post=377204"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}