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The Risk to Your Estate We Must Start Talking About

The Risk to Your Estate We Must Start Talking About

The statistics are intimidating. According to www.medicare.org, seventy percent (70%) of seniors will need some form of long-term care. Neither Medicare nor the Affordable Care Act will pay for these costs. Nor will the typical health insurance policy. Yet the costs...
This is Just One Way a Trust Can Save You Money

This is Just One Way a Trust Can Save You Money

A properly drafted trust is an incredibly effective tool to help protect children, even adult children after you have passed away.  From what risks might they need protection?  I often refer to those risks as the “challenges of life.”   Common examples are the...
The Cost of Medicaid Assistance for Long Term Care

The Cost of Medicaid Assistance for Long Term Care

Medicaid is intended to serve as a source of assistance for those who have long-term health needs, but lack the income and resources to receive necessary care by other means. Over the last several columns, I have summarized the many rules used to determine if a person...